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Business Funding

You Win, We Win

The banks of commerce are changing fast. That’s why 5 Star Payment Solutions delivers secure national solutions that simplify the connections to make commerce possible. We aim for business owners to grow faster, financial institutions managing transactions more efficiently, and merchants serving their customers easier than ever. Whether it’s improving your customer relationships, enhancing your customer loyalty or boosting your bottom line, we help you to move to the next level

Cash Advance

A Merchant Cash Advance is a type of funding that is not a loan. It is a purchase of a fixed dollar amount of a business’s future credit and debit card receivables. The Cash Advance provider purchases a specified dollar amount of your business’ future debit and credit card sales at a discount. Your business, instead of paying one large fixed monthly payment until a set maturity date like a loan, remits a fixed percentage of its daily debit and credit card revenue automatically!

Earn More, Worry Less

No fixed payments! No more dealing with a bank or worrying about long term credit interest.

Are you low on cash and need working capital to fund operations quickly?  Don’t want the fixed monthly payment of a traditional business loan?

A Merchant Cash Advance from 5 Star Payment Solutions is the perfect solution for your business funding needs. A Merchant Cash Advance is an excellent way to access working capital in a cash flow easy to understand, by making daily remittance.

There are few ways you can get started with your small business loan.

  • Merchant need to have been in business for 6 months or more.

  • 5 Star minimum qualifications: bank statement must show deposits that average more than $15k for the last 6 months or that you average more than $2k in credit card sales in the last 6 months.


Any member of our Customer professional team would be happy to walk you through the process and talk over any details, like what you might need to finalize your funding.

A business loan is the most common form of borrowing.  You receive a lump sum upfront and you have a manageable remittance each business day that consists of a fixed dollar amount, which is more cash flow-friendly than a monthly obligation. And 5 Star Payment Solutions works to make sure that you get access to the right sized capital for your business so you can focus on growing your business to the next level.

Just so you can get everything ready, in order to finalize your loan we’ll need the following:


  • Signed business loan agreement

  • Business Lease Agreement (if you rent) or Business Mortgage Statement (if you own)

  • Picture ID of all owners

  • Business Tax Return (only for loans over $100,000)

  • Bank Statements

    • 3 months for loans less than $50k

    • 6 months for loans between $50k-$75k

    • 9-12 months for loans above $75k

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